Credit Card Details
Extra Card
No interest. No credit checks. No deposit required.
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Card Brand
MasterCard®
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Credit Recommended
All Credit Types Considered
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Regular Purchase APR
0.00%
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Annual Fee
See Terms
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Rewards
Earn reward points—earn up to 1% back in points with every purchase and redeem them for cool products in the Extra Rewards Store¹
Highlights
- Extra is the first debit card that helps you build your credit and earns up to 1% back in points for everyday purchases like gas, coffee and your phone bills.¹
- No interest. No credit checks. No deposit required.
- Track your spending & credit score—follow your progress with Credit Journey on the Extra App
- Earn reward points—earn up to 1% back in points with every purchase and redeem them for cool products in the Extra Rewards Store¹
- Use your bank—keep your money where you want, while spending smarter with Extra.¹
- ¹The Extra Debit Card is issued by Evolve Bank & Trust or Patriot Bank N.A. (Member FDIC), pursuant to a license by Mastercard International. Line of credit provided by Lead Bank. Extra is responsible for credit reporting and reports on time and late payments, which may impact a credit bureau’s determination of your credit score. Rewards points only available with rewards plan.
Additional Info
- Activation Fee: $0
- Annual Fee: See Terms
- Brand Name: Mastercard
- Checking Account Required: Yes
- Credit Check: No
- Credit Recommended: All Credit Types Considered
- Minimum Deposit: $0
- Rewards Rate: Earn up to 1% in points
- Reports to Consumer Reporting Agencies: Yes
Specifications
Rewards | Earn reward points—earn up to 1% back in points with every purchase and redeem them for cool products in the Extra Rewards Store¹ |
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Intro (Purchases) | n/a |
Intro (Transfers) | n/a |
Regular APR | 0.00% |
Annual Fee | See Terms |
Credit Recommended | All Credit Types Considered |
Cash Advance APR | See Terms |
Cash Advance Fee | See Terms |
Cash Grace Period | See Terms |
Late Payment Fee | See Terms |
Overlimit Fee | See Terms |
Return Check Fee | See Terms |
Foreign Trans Fee | See Terms |
Balance Transfer Fee | See Terms |
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