Credit Card Details

Imagine® Visa® Credit Card

Up to $1,000 credit limit subject to credit approval

  • Card Brand

    Visa®

  • Credit Recommended

    Fair/Poor

  • Regular Purchase APR

    29.99% or 36% Fixed

  • Annual Fee

    See Terms

  • Rewards

    Up to 3% Cash Back Rewards; 3% Cash Back Reward on Gas, Groceries and Utility Bill Payments. 1% Cash Back Reward on all other eligible purchases.

Highlights

  • Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments
  • Earn 1% Cash Back Rewards* on all other eligible purchases
  • Up to $1,000 credit limit subject to credit approval
  • $0 fraud liability**
  • Free Credit Score†
  • The Imagine Card is issued by Webbank

*See Program Terms for important information about the cash back rewards program.

**Zero liability subject to Visa’s Zero Liability Policy.

† Your credit score will be available in your online account 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only and may not be used by WebBank (the issuer of this card) or other creditors to make credit decisions.

Additional Info

  • Rewards Rate 1 : Up to 3% Cash Back Rewards; 3% Cash Back Reward on Gas, Groceries and Utility Bill Payments. 1% Cash Back Reward on all other eligible purchases.
  • Credit Line : Up to $1,000 credit limit subject to credit approval
  • Regular APR : 29.99% or 36% Fixed
  • Annual Fee : See Terms
  • Credit Recommended : Fair/Poor
  • Card Brand : Visa®
  • Foreign Trans Fee : 3% of each transaction amount in U.S. dollars
  • Cash Advance Fee : Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Balance Transfer Fee : 3% of the amount of each transfer
  • Issuer: WebBank

Specifications

Rewards Up to 3% Cash Back Rewards; 3% Cash Back Reward on Gas, Groceries and Utility Bill Payments. 1% Cash Back Reward on all other eligible purchases.
Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR 29.99% or 36% Fixed
Annual Fee See Terms
Credit Recommended Fair/Poor
Cash Advance APR n/a
Cash Advance Fee Either $5 or 5% of the amount of each cash advance, whichever is greater
Cash Grace Period See Terms
Late Payment Fee See Terms
Overlimit Fee See Terms
Return Check Fee See Terms
Foreign Trans Fee 3% of each transaction amount in U.S. dollars
Balance Transfer Fee 3% of the amount of each transfer

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