New to Credit - Credit Cards

If you are aiming to build credit, searching for an initial credit card, or have never owned a credit card before, you have arrived at the ideal starting point. Today, consumers seeking a new starter credit card have an unprecedented array of options. The card programs highlighted below are specifically tailored for individuals looking to acquire their first credit card. We invite you to apply with confidence.

Experian® Credit Card Marketplace

Get matched to credit cards based on your credit profile

  • Card Brand

    MasterCard®

  • Credit Recommended

    Any Credit Welcome

  • Annual Fee

    See Terms

  • Monthly Fee

    N/A

  • Regular Purchase APR

    See Terms

  • Rewards

    See Terms

  • Full Details

    Card Page

Highlights

Get matched to credit cards based on your credit profile

  • Free Experian credit report and FICO® Score* included
  • See estimated approval odds for select cards before you apply
  • Check if you have pre-approved card offers

See your best matches based on you

  • Simply sign in to see the credit cards that best match you
  • Compare your best options and make your choice

Super.com Secured Credit Card

No credit checks. Zero interest.2 & No upfront security deposit3. $5,000 credit utilization boost3

  • Card Brand

    MasterCard®

  • Credit Recommended

    Any Credit Welcome

  • Annual Fee

    n/a

  • Monthly Fee

    n/a

  • Regular Purchase APR

    0.00%2

  • Rewards

    1% cashback on all purchases4

  • Full Details

    Card Page

Highlights

The Super.com Secured Credit Card isn’t just another card, it’s a breakthrough in how people can build credit.

The Super.com Card can help build your credit like a secured card, and gives you real rewards, all with no minimum or upfront deposit.3

Simple. Smart. Rewarding.

  • $5,000 credit utilization boost3
  • 1% cashback on all purchases4
  • Reports to three major credit bureaus
  • No credit check or interest2
  • No upfront security deposit3

No credit checks. Zero interest.2

Traditional secured cards may make you deposit hundreds of dollars just to get started. We think that’s outdated. With Super.com, you keep your cash until you actually spend it.

Get a $5,000 credit utilization boost3

When you open your Super.com Secured Credit Card and enroll in credit reporting, we report a $5,000 credit limit to the major credit bureaus, giving your credit profile a boost.

Get started in 3 easy steps

  • Sign up for your Super+ membership – Access our full suite of credit building products. Cancel anytime.
  • Request your Super.com Secured Credit Card – Our seamless application process only takes a few minutes. No credit checks, no hassle.
  • Enroll in credit reporting

GO2bank™

Overdraft protection up to $300 with opt-in and eligible direct deposit*

  • Card Brand

    Visa®

  • Credit Recommended

    All Credit Types Considered

  • Annual Fee

    $0.00

  • Monthly Fee

    n/a

  • Regular Purchase APR

    n/a

  • Rewards

    Earn up to 7% cash back when you buy eGift Cards in the app

  • Full Details

    Card Page

Highlights

  • Overdraft protection up to $300 with opt-in and eligible direct deposit*
  • No monthly fees with eligible direct deposit, otherwise $5 per month
  • Earn up to 7% cash back when you buy eGift Cards in the app
  • Get your pay up to 2 days early – Get your government benefits up to 4 days early.*
  • High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.*

*Terms and conditions apply. GO2bank™ cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Overdraft fees may apply. Click Apply Now to learn more.

Current Build Visa® Credit Card

Credit for everyone – Regardless of your credit history!

  • Card Brand

    Other

  • Credit Recommended

    No to Good Credit

  • Annual Fee

    $0.00

  • Monthly Fee

    N/A

  • Regular Purchase APR

    0.00%

  • Rewards

    N/A

  • Full Details

    Card Page

Highlights

  • Credit for everyone – Regardless of your credit history!
  • See an average FICO increase of 81 pts in 6 months
  • Simply open a Current Account and add funds. The amount added then becomes your spending power for the Build Card.
  • No minimum security deposit required.
  • Reports monthly to all three major credit bureaus.
  • View Product Disclosures

opensky® Secured Visa® Credit Card

No credit check required – 89% approval rate with zero credit risk to apply!

  • Card Brand

    Visa®

  • Credit Recommended

    No credit, Poor, Fair

  • Annual Fee

    $35

  • Monthly Fee

    N/A

  • Regular Purchase APR

    23.89% (variable)

  • Rewards

    Up to 10% cash back rewards

  • Full Details

    Card Page

  • Rates & Fees Link

Highlights

  • Earn up to 10% cash back on everyday purchases
  • No credit check required – 89% approval rate with zero credit risk to apply!
  • Boost your credit score fast—2 out of 3 opensky® cardholders see an average increase of 47 points after 6 months
  • Track your progress with free access to your FICO® score in our mobile app
  • Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion
  • Seamless payments—add your card to Apple Pay, Google Pay, and Samsung Pay
  • Start with just $200—secure your credit line with a refundable deposit
  • Fast and easy application—apply in minutes with our mobile-first experience
  • Flexible payment options—pick a due date that works for you
  • More time to fund—spread your security deposit over 60 days with layaway
  • Join 2 million+ cardholders who have used opensky® to build better credit!

Reflex® Platinum Mastercard®

Up to $1,000 credit limit doubles up to $2,000*

  • Card Brand

    MasterCard®

  • Credit Recommended

    Bad/Fair

  • Annual Fee

    $75 introductory fee for the first year, then $99 thereafter Credit Limit of $500, $750, or $1,000: $125 annually

  • Monthly Fee

    N/A

  • Regular Purchase APR

    35.90% Fixed

  • Rewards

    n/a

  • Full Details

    Card Page

Highlights

  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • Initial Credit Limit of $300 – $1,000* (subject to available credit)
  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required
  • Mastercard Zero Liability Protection (subject to Mastercard guidelines)

* Simply make at least your first six monthly minimum payments on time and your initial Credit Limit up to $1,000 doubles up to $2,000.

Group One Platinum Card

Bad Credit, No Credit? No Problem!

  • Card Brand

    Other

  • Credit Recommended

    Damaged/Fair

  • Annual Fee

    See website for Details*

  • Monthly Fee

    N/A

  • Regular Purchase APR

    0%

  • Rewards

    n/a

  • Full Details

    Card Page

Highlights

  • No Employment or Credit Check
  • Bad Credit, No Credit? No Problem!
  • Fast and Easy Application

Net First Platinum

$750.00 Line of Credit*

  • Card Brand

    Other

  • Credit Recommended

    Damaged credit to Fair credit

  • Annual Fee

    See Terms

  • Monthly Fee

    N/A

  • Regular Purchase APR

    0.00%

  • Rewards

    n/a

  • Full Details

    Card Page

Highlights

The Net First Platinum card could be the perfect card for you.

Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $750 credit line (Usable only at TheHorizonOutlet.com) could be available to you faster than you ever thought possible.

  • No Employment or Credit Check
  • Bad Credit, No Credit – OK
  • Always 0.0% APR
  • Fast Online Applications

*See Card for Details

FreeCash

Make Money & Earn Rewards today with Freecash!

  • Card Brand

    Other

  • Credit Recommended

    Any Credit Welcome

  • Annual Fee

    $0.00

  • Monthly Fee

    N/A

  • Regular Purchase APR

    0.00%

  • Rewards

    n/a

  • Full Details

    Card Page

Highlights

Play casual games and complete surveys for money with Freecash! Freecash is an easy-to-use game rewards app that lets you play games, win prizes, and earn rewards like gift cards, and more. Play casual games you love. take surveys, make money, and earn cash rewards all in one app with Freecash.

With Freecash you can make money by earning Amazon gift cards, and more just by completing surveys or playing your favorite casual games. Best of all, the average Freecash user can earn around $17.53 per day with a first coin cash out after only 17 minutes and 16 seconds of playing. Prize play and epic game rewards are right around the corner when you sign up for Freecash!