Highlights

• Extra is the first debit card that helps you build your credit and earns up to 1% back in points for everyday purchases like gas, coffee and your phone bills.¹
• No interest. No credit checks. No deposit required.
• Track your spending & credit score—follow your progress with Credit Journey on the Extra App
• Earn reward points—earn up to 1% back in points with every purchase and redeem them for cool products in the Extra Rewards Store¹
• Use your bank—keep your money where you want, while spending smarter with Extra.¹
• ¹The Extra Debit Card is issued by Evolve Bank & Trust or Patriot Bank N.A. (Member FDIC), pursuant to a license by Mastercard International. Line of credit provided by Lead Bank. Extra is responsible for credit reporting and reports on time and late payments, which may impact a credit bureau’s determination of your credit score. Rewards points only available with rewards plan.

Highlights

• PREMIER Bankcard credit cards are for building credit.
• Start building credit by keeping your balance low and paying all your bills on time each month.
• When you need assistance our award-winning US-based Customer Service agents are there to help.
• Credit Limit Increase Eligible after 12 months of consistent responsible account management.
• We report monthly to the Consumer Reporting Agencies to help you build your credit.

Highlights

• No annual fees or interest.³
• No credit check to apply.
• No minimum security deposit required.¹
• Whether it’s gas or groceries, all purchases can count towards building credit with on-time payment.
• Reports to all 3 major credit bureaus.
• Help increase your credit scores/FICO® Score by an average of 30 points^*
• View and track your FICO® Score² right in the Chime app. FICO is the credit score used by 90% of lenders.
• Chime^® Checking Account and $200 qualifying direct deposit required to apply.

To apply for Credit Builder, you must have received a single qualifying direct deposit of $200 or more to your Chime^® Checking Account. The qualifying direct deposit must be from your employer, payroll provider, gig economy payer, or benefits payer by Automated Clearing House (ACH) deposit OR Original Credit Transaction (OCT). Bank ACH transfers, Pay Anyone transfers, verification or trial deposits from financial institutions, peer to peer transfers from services such as PayPal, Cash App, or Venmo, mobile check deposits, cash deposits, one time direct deposits, such as tax refunds and other similar transactions, and any deposit to which Chime deems to not be a qualifying direct deposit are not qualifying direct deposits.

Highlights

• Waive your monthly fee when you direct deposit $500+ in previous monthly period. Otherwise, $5.94 a month.*
• Earn 3% cash back at Walmart.com, 2% cash back at Walmart fuel stations, & 1% cash back at Walmart stores, up to $75 each year.*
• Earn 2% interest rate on up to $1,000 balance in your savings account. Plus, get chances to win cash prizes each month!*
• Get peace of mind with three coverage levels, up to $200, for purchase transactions with opt-in & eligible direct deposit.*

  *Please see site for full terms and conditions.

Highlights

• Get up to a +86 average* FICO® Score increase on autopilot
• Largest credit builder in the nation
• Build from $2,000 up to $30,000 of credit history starting at just $30/mo
• Great if you want to access premium CCs & higher credit limits
• No credit history needed; no hard check required
• No prepayment or early cancellation fees

*Individual results may vary, terms and conditions may apply.

Highlights

• Pre-qualify with no impact to your credit score.
• Don’t let a low credit score stop you from pre-qualifying – we’ve helped millions build credit, now it’s your turn.
• Start building credit by keeping your balance low and paying all your bills on time each month.
• Our mobile app helps you keep track of your spending and payments for greater financial control.
• When you need assistance our award-winning US-based Customer Service agents are there to help.

Highlights

• Savings plans start at $25/month and includes credit monitoring
• Reports to all 3 credit bureaus. No hard credit pull and no credit history required
• Self helps you get a small loan that you save in a CD for 12 or 24 months (FDIC- insured certificate of deposit bank account)
• At the end of account term you’ve built credit history and your CD savings unlocks

Highlights

• Don’t let a low credit score stop you from pre-qualifying — second chances are our first priority.
• PREMIER Bankcard credit cards are made for people with less-than-perfect credit.
• Credit limit increase eligible after 12 months of consistent responsible account management.
• We’ll provide you a manageable credit limit and manageable payments meant to help you stick to your budget.
• Award-winning, U.S.-based customer service