New to Credit - Credit Cards
If you are aiming to build credit, searching for an initial credit card, or have never owned a credit card before, you have arrived at the ideal starting point. Today, consumers seeking a new starter credit card have an unprecedented array of options. The card programs highlighted below are specifically tailored for individuals looking to acquire their first credit card. We invite you to apply with confidence.
Experian® Credit Card Marketplace
Get matched to credit cards based on your credit profile
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Card Brand
MasterCard®
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Credit Recommended
Any Credit Welcome
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Annual Fee
See Terms
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Monthly Fee
N/A
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Regular Purchase APR
See Terms
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Rewards
See Terms
- Full Details
Highlights
Get matched to credit cards based on your credit profile
- Free Experian credit report and FICO® Score* included
- See estimated approval odds for select cards before you apply
- Check if you have pre-approved card offers
See your best matches based on you
- Simply sign in to see the credit cards that best match you
- Compare your best options and make your choice
Super.com Secured Credit Card
No credit checks. Zero interest.2 & No upfront security deposit3. $5,000 credit utilization boost3
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Card Brand
MasterCard®
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Credit Recommended
Any Credit Welcome
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Annual Fee
n/a
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Monthly Fee
n/a
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Regular Purchase APR
0.00%2
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Rewards
1% cashback on all purchases4
- Full Details
Highlights
The Super.com Secured Credit Card isn’t just another card, it’s a breakthrough in how people can build credit.
The Super.com Card can help build your credit like a secured card, and gives you real rewards, all with no minimum or upfront deposit.3
Simple. Smart. Rewarding.
- $5,000 credit utilization boost3
- 1% cashback on all purchases4
- Reports to three major credit bureaus
- No credit check or interest2
- No upfront security deposit3
No credit checks. Zero interest.2
Traditional secured cards may make you deposit hundreds of dollars just to get started. We think that’s outdated. With Super.com, you keep your cash until you actually spend it.
Get a $5,000 credit utilization boost3
When you open your Super.com Secured Credit Card and enroll in credit reporting, we report a $5,000 credit limit to the major credit bureaus, giving your credit profile a boost.
Get started in 3 easy steps
- Sign up for your Super+ membership – Access our full suite of credit building products. Cancel anytime.
- Request your Super.com Secured Credit Card – Our seamless application process only takes a few minutes. No credit checks, no hassle.
- Enroll in credit reporting
Current Build Visa® Credit Card
Credit for everyone – Regardless of your credit history!
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Card Brand
Other
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Credit Recommended
No to Good Credit
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Annual Fee
$0.00
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Monthly Fee
N/A
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Regular Purchase APR
0.00%
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Rewards
N/A
- Full Details
Highlights
- Credit for everyone – Regardless of your credit history!
- See an average FICO increase of 81 pts in 6 months
- Simply open a Current Account and add funds. The amount added then becomes your spending power for the Build Card.
- No minimum security deposit required.
- Reports monthly to all three major credit bureaus.
- View Product Disclosures
the secured Self Visa® Credit Card
Eligibility requirements apply. Card issued after requirements are met.
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Card Brand
Visa®
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Credit Recommended
Any Credit Rating
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Annual Fee
$0 ($25 Annual Fee after the first year.)^
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Monthly Fee
N/A
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Regular Purchase APR
27.49% (Variable)
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Rewards
n/a
- Full Details
Highlights
Getting Started
Start by opening a Credit Builder Account for $25/month to build the savings needed to secure your card.*
(*minus interest and fees)
No Credit History Required
Apply with no credit check, no hard inquiry, and no minimum credit score.
Build Your Credit
Reports payment history to all three major credit bureaus.
Introductory Offer
Enjoy a $0 annual fee for the first year ($25 annual fee thereafter)^.
Low Deposit Requirement
A $100 minimum security deposit is required. Once approved, your credit limit will be equal to your security deposit.
Universal Card Acceptance
Use your card anywhere Visa® is accepted in the U.S. and easily add it to Apple Pay, Samsung Pay, and Google Pay.
Security
Includes access to credit score monitoring and Visa’s $0 Fraud Liability Guarantee for lost or stolen cards, at no cost.
Control
Get help staying on track with Autopay and account alerts. Manage your account 24/7 online, by phone, or in our mobile app.
The secured Self Visa® Credit Card is issued by Lead Bank, Sunrise Banks, N.A., or First Century Bank, N.A., each Member FDIC.
Qualification for the secured Self Visa® Credit Card is based on meeting eligibility requirements, including income and expense requirements and establishment of security interest. Criteria subject to change.
^$0 annual fee for the first year only, $25 annual fee thereafter. Variable APR of 27.49%. Offer valid for new customers only.
GO2bank™
Overdraft protection up to $300 with opt-in and eligible direct deposit*
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Card Brand
Visa®
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Credit Recommended
All Credit Types Considered
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Annual Fee
$0.00
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Monthly Fee
n/a
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Regular Purchase APR
n/a
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Rewards
Earn up to 7% cash back when you buy eGift Cards in the app
- Full Details
Highlights
- Overdraft protection up to $300 with opt-in and eligible direct deposit*
- No monthly fees with eligible direct deposit, otherwise $5 per month
- Earn up to 7% cash back when you buy eGift Cards in the app
- Get your pay up to 2 days early – Get your government benefits up to 4 days early.*
- High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.*
*Terms and conditions apply. GO2bank™ cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Overdraft fees may apply. Click Apply Now to learn more.
opensky® Secured Visa® Credit Card
No credit check required – 89% approval rate with zero credit risk to apply!
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Card Brand
Visa®
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Credit Recommended
No credit, Poor, Fair
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Annual Fee
$35
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Monthly Fee
N/A
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Regular Purchase APR
23.89% (variable)
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Rewards
Up to 10% cash back rewards
- Full Details
- Rates & Fees Link
Highlights
- Earn up to 10% cash back on everyday purchases
- No credit check required – 89% approval rate with zero credit risk to apply!
- Boost your credit score fast—2 out of 3 opensky® cardholders see an average increase of 47 points after 6 months
- Track your progress with free access to your FICO® score in our mobile app
- Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion
- Seamless payments—add your card to Apple Pay, Google Pay, and Samsung Pay
- Start with just $200—secure your credit line with a refundable deposit
- Fast and easy application—apply in minutes with our mobile-first experience
- Flexible payment options—pick a due date that works for you
- More time to fund—spread your security deposit over 60 days with layaway
- Join 2 million+ cardholders who have used opensky® to build better credit!
Reflex® Platinum Mastercard®
Up to $1,000 credit limit doubles up to $2,000*
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Card Brand
MasterCard®
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Credit Recommended
Bad/Fair
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Annual Fee
$75 introductory fee for the first year, then $99 thereafter Credit Limit of $500, $750, or $1,000: $125 annually
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Monthly Fee
N/A
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Regular Purchase APR
35.90% Fixed
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Rewards
n/a
- Full Details
Highlights
- Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
- Initial Credit Limit of $300 – $1,000* (subject to available credit)
- See if you’re Pre-Qualified with no impact to your credit score
- All credit types welcome to apply
- Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Checking Account Required
- Mastercard Zero Liability Protection (subject to Mastercard guidelines)
* Simply make at least your first six monthly minimum payments on time and your initial Credit Limit up to $1,000 doubles up to $2,000.
Group One Platinum Card
Bad Credit, No Credit? No Problem!
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Card Brand
Other
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Credit Recommended
Damaged/Fair
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Annual Fee
See website for Details*
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Monthly Fee
N/A
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Regular Purchase APR
0%
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Rewards
n/a
- Full Details
Highlights
- No Employment or Credit Check
- Bad Credit, No Credit? No Problem!
- Fast and Easy Application
Net First Platinum
$750.00 Line of Credit*
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Card Brand
Other
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Credit Recommended
Damaged credit to Fair credit
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Annual Fee
See Terms
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Monthly Fee
N/A
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Regular Purchase APR
0.00%
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Rewards
n/a
- Full Details
Highlights
The Net First Platinum card could be the perfect card for you.
Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $750 credit line (Usable only at TheHorizonOutlet.com) could be available to you faster than you ever thought possible.
- No Employment or Credit Check
- Bad Credit, No Credit – OK
- Always 0.0% APR
- Fast Online Applications
*See Card for Details