Cards from Merrick Bank
Since its establishment in 1997, Merrick Bank has been recognized as one of the leading providers of Visa and Mastercard credit cards in the United States. With over three million cardholders nationwide, Merrick Bank has extended credit exceeding $5.3 billion to its customers. Along with its popular credit cards, such as the Platinum Visa and Secured Visa, Merrick Bank offers a variety of other financial products, including RV and boat loans, personal loans, and certificates of deposit.
APPLY NOWOllo Everyday Rewards
See if you are Pre-Approved with no impact to your credit score
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Card Brand
MasterCard®
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Credit Recommended
Bad/Fair/Good
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Annual Fee
$0
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Monthly Fee
n/a
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Regular Purchase APR
23.99%-29.99% (Variable)
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Rewards
1%-3% cash back
- Full Details
- Rates & Fees
Highlights
- See if you are Pre-Approved with no impact to your credit score
- 3% cash back at gas and EV charging stations, grocery stores and drugstores
- 1% cash back on all other purchases
- No expiration dates and no limit to how much you can earn
- No annual fee
- Automatic review for credit line increase in as little as 6 months
- No surprise fees: No over-the-limit, no returned payment and no foreign transaction fees. Plus, no rate hike for making a late payment
- Zero Fraud Liability
Merrick Bank Secured Credit Card
Get your FICO® Credit Score for free each month.
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Card Brand
MasterCard®
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Credit Recommended
See website for Details*
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Annual Fee
$36 for first year. Billed $3 per month thereafter
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Monthly Fee
N/A
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Regular Purchase APR
21.95% Variable
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Rewards
n/a
- Full Details
Highlights
- Choose your own credit line based on how much money you want to put down as a security deposit.
- Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
- After 9 months, we review your account for a credit line increase. No additional deposit required!
- Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
- Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
- Get your FICO® Credit Score for free each month.
- Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
- Card issued by Merrick Bank, Member FDIC.