Bad Credit - Credit Cards
Discovering that you have poor credit can be extremely frustrating, as it can lead to several financial difficulties. However, rather than giving up, it’s time to start looking for credit cards designed specifically for individuals with bad credit. These credit cards are available from various issuers and include both secured and unsecured options. If you’re struggling with bad credit and want to improve your financial situation, check out our list of credit cards for bad credit to find the offer best suited for you.
Experian Credit Match
Get matched to credit cards based on your credit profile
- Rating
- Credit Recommended
Any Credit Welcome
- Regular Purchase APR
See Issuer Website
- Annual Fee
See Terms
- Updated For
Thu 03 Oct 2024
- Full Details
Net First Platinum
$750.00 Line of Credit*
- Card Brand
Other
- Credit Recommended
Damaged credit to Fair credit
- Annual Fee
See Terms
- Regular Purchase APR
0.00%
- Rewards
n/a
- Full Details
Highlights
The Net First Platinum card could be the perfect card for you.
Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $750 credit line (Usable only at TheHorizonOutlet.com) could be available to you faster than you ever thought possible.
- No Employment or Credit Check
- Bad Credit, No Credit – OK
- Always 0.0% APR
- Fast Online Applications
*See Card for Details
PREMIER Bankcard® Mastercard® Credit Card
Start building credit by keeping your balance low and paying all your bills on time each month
- Card Brand
MasterCard®
- Credit Recommended
Fair/Poor
- Annual Fee
See Terms
- Regular Purchase APR
See Terms
- Rewards
n/a
- Full Details
Highlights
- PREMIER Bankcard credit cards are for building credit.
- Start building credit by keeping your balance low and paying all your bills on time each month.
- When you need assistance our award-winning US-based Customer Service agents are there to help.
- Credit Limit Increase Eligible after 12 months of consistent responsible account management.
- We report monthly to the Consumer Reporting Agencies to help you build your credit.
GO2bank
Get your pay up to 2 days early - Get your government benefits up to 4 days early.*
- Card Brand
Visa®
- Credit Recommended
All Credit Types Considered
- Annual Fee
No monthly fees with eligible direct deposit, otherwise $5 per month
- Regular Purchase APR
n/a
- Rewards
Earn up to 7% cash back when you buy eGift Cards in the app
- Full Details
Highlights
- Overdraft protection up to $200 with opt-in and eligible direct deposit*
- No monthly fees with eligible direct deposit, otherwise $5 per month
- Earn up to 7% cash back when you buy eGift Cards in the app
- Get your pay up to 2 days early – Get your government benefits up to 4 days early.*
- High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.*
*Terms and conditions apply. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Overdraft fees may apply. Click Apply Now to learn more.
Chime Secured Credit Builder Visa® Credit Card
No Credit Check to Apply
- Card Brand
Visa®
- Credit Recommended
Any Credit Welcome
- Annual Fee
$0.00
- Regular Purchase APR
0%
- Rewards
n/a
- Full Details
Highlights
To apply for Credit Builder, you must have received a single qualifying direct deposit of $200 or more to your Chime® Checking Account. The qualifying direct deposit must be from your employer, payroll provider, gig economy payer, or benefits payer by Automated Clearing House (ACH) deposit OR Original Credit Transaction (OCT). Bank ACH transfers, Pay Anyone transfers, verification or trial deposits from financial institutions, peer to peer transfers from services such as PayPal, Cash App, or Venmo, mobile check deposits, cash deposits, one-time direct deposits, such as tax refunds and other similar transactions, and any deposit to which Chime deems to not be a qualifying direct deposit are not qualifying direct deposits.
- Credit Builder is a secured credit card
- No credit check to apply
- No annual fees
- No minimum security deposit*
- Limit risk of overspending
Eligibility Requirements
- 1. “Apply”
- 2. Qualifying direct deposit of $200 or more
- 3. Checking account required to apply
Build Credit History
- Help increase your credit scores/FICO® Score by an average of 30 points¹
- Build credit history
- A better way to build credit
- Meet Credit Builder, a brand new way to build credit
- Using Credit Builder can build your credit history
- Start building credit history with money you’ve set aside
Safer Credit Building
- Turn on Safer Credit Building* to automatically pay your balance in full each month
- Your balance will be automatically paid on time², every month
The secured Chime Credit Builder Visa® Credit Card is issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see the back of your card for its issuing bank.
PREMIER Bankcard® Grey Credit Card
Pre-qualify with no impact to your credit score
- Card Brand
MasterCard®
- Credit Recommended
Fair/Poor
- Annual Fee
See Provider Website
- Regular Purchase APR
See Provider Website
- Rewards
n/a
- Full Details
Highlights
- Pre-qualify with no impact to your credit score
- Helping people build credit is our first priority – start your credit-building journey today.
- Start building credit by keeping your balance low and paying all your bills on time each month.
- We report monthly to the Consumer Reporting Agencies to help you build your credit.
- Award-winning, U.S.-based customer service
Destiny® Mastercard® with Instant Credit
Instant: Once approved, add your card to your mobile wallet and shop today.
- Card Brand
MasterCard®
- Credit Recommended
Poor to Good
- Annual Fee
See terms
- Regular Purchase APR
See terms
- Rewards
n/a
- Full Details
Highlights
- Access credit immediately through a mobile wallet. Identity authentication required. See application for additional details.
- Get the Destiny® Mastercard® in your mobile wallet today.
- Apply today and shop today!
- Instant: Once approved, add your card to your mobile wallet and shop today.
- Easy: We’ll help you add your card to your mobile wallet for instant access.
- Convenient: Use in-store, online or in-app to shop today.
- Get started now so you can shop today! – Shop today with Apple Pay® or Google Pay ™
- Start shopping today in-store, online or in-app using your mobile wallet.
- Shop today! Don’t wait!
- Start shopping right away.
- Get started now so you can shop today!
- Use your mobile phone to add the Destiny card to your mobile wallet and access credit immediately.
- Don’t wait for your card in the mail; if approved, just add it to your mobile wallet with Apple Pay® or Google Pay™ to start shopping right away.
- Add The Destiny Card To Your Mobile Wallet With Apple Pay® or Google Pay™
- Start shopping today with Destiny Mastercard, apply now!
Ava
NO CREDIT CHECK REQUIRED, and approval is guaranteed when you connect a valid bank account and pass identity checks.
- Card Brand
MasterCard®
- Credit Recommended
Any Credit Welcome
- Annual Fee
$0.00
- Regular Purchase APR
0% interest
- Rewards
n/a
- Full Details
Highlights
Unlock a better financial future with Ava – an easy and effective way to build positive credit history, which can help build your credit score. You may see improvements in as little as two weeks, with 90% of credit score factors positively impacted by our approach. A prime (700+) score may finally be attainable.
With Ava, you can expect:
- No hidden fees
- 0% interest
- Instant account set up with no credit check
- $0.00 deposit/collateral required
Indigo® Mastercard® for Less than Perfect Credit
Higher limit than before, still no security deposit required!
- Card Brand
MasterCard®
- Credit Recommended
Bad/Poor/Fair
- Annual Fee
See Terms
- Regular Purchase APR
35.9%
- Rewards
n/a
- Full Details
Highlights
- Now with higher credit limits
- Increase your access to available credit
- Higher limit than before, still no security deposit required!
- Greater access to credit than before
- Less than perfect credit is okay
- Mobile account access at any time
- Account history is reported to the three major credit bureaus in the U.S.
MAGNUM – Credit Builder Account
No credit history needed; no hard check required
- Card Brand
Other
- Credit Recommended
All Credit Types Considered
- Annual Fee
$0.00
- Regular Purchase APR
0.00%
- Rewards
n/a
- Full Details
Highlights
- Get up to a +86 average* FICO® Score increase on autopilot
- Largest credit builder in the nation
- Build from $2,000 up to $30,000 of credit history starting at just $30/mo
- Great if you want to access premium CCs & higher credit limits
- No credit history needed; no hard check required
- No prepayment or early cancellation fees
*Individual results may vary, terms and conditions may apply.
PREMIER Bankcard® Mastercard® Credit Card
Pre-qualify with no impact to your credit score
- Card Brand
MasterCard®
- Credit Recommended
Fair/Poor
- Annual Fee
See Terms
- Regular Purchase APR
See Terms
- Rewards
n/a
- Full Details
Highlights
- Pre-qualify with no impact to your credit score.
- Don’t let a low credit score stop you from pre-qualifying – we’ve helped millions build credit, now it’s your turn.
- Start building credit by keeping your balance low and paying all your bills on time each month.
- Our mobile app helps you keep track of your spending and payments for greater financial control.
- When you need assistance our award-winning US-based Customer Service agents are there to help.
Destiny Mastercard®
Less than perfect credit is okay, even with a prior bankruptcy!
- Card Brand
MasterCard®
- Credit Recommended
Poor to Good
- Annual Fee
See Terms
- Regular Purchase APR
See Terms
- Rewards
n/a
- Full Details
Highlights
- All the benefits of a Mastercard, without a security deposit
- 24/7 access to your account, even on mobile!
- Reports to all three major credit bureaus
- Less than perfect credit is okay, even with a prior bankruptcy!
PREMIER Bankcard® Gold Credit Card
Don’t let a low credit score stop you from pre-qualifying — second chances are our first priority
- Card Brand
MasterCard®
- Credit Recommended
Fair/Poor
- Annual Fee
See Terms
- Regular Purchase APR
See Terms
- Rewards
n/a
- Full Details
Highlights
- Don’t let a low credit score stop you from pre-qualifying — second chances are our first priority.
- PREMIER Bankcard credit cards are made for people with less-than-perfect credit.
- Credit limit increase eligible after 12 months of consistent responsible account management.
- We’ll provide you a manageable credit limit and manageable payments meant to help you stick to your budget.
- Award-winning, U.S.-based customer service