Top Rated - Credit Cards

Obtaining a credit card can feel challenging, particularly if your credit score is less than perfect or if you’re just beginning to build your credit history. However, we’ve simplified the process by selecting issuers that are open to working with you. These credit cards have been carefully chosen for their secure application process, transparent interest rates, and straightforward terms. The application is fast and easy, so let’s dive into the options available to you.

Experian® Credit Card Marketplace

Get matched to credit cards based on your credit profile

  • Card Brand

    MasterCard®

  • Credit Recommended

    Any Credit Welcome

  • Annual Fee

    See Terms

  • Monthly Fee

    N/A

  • Regular Purchase APR

    See Terms

  • Rewards

    See Terms

  • Full Details

    Card Page

Highlights

Get matched to credit cards based on your credit profile

  • Free Experian credit report and FICO® Score* included
  • See estimated approval odds for select cards before you apply
  • Check if you have pre-approved card offers

See your best matches based on you

  • Simply sign in to see the credit cards that best match you
  • Compare your best options and make your choice

PREMIER Bankcard® Mastercard® Credit Card

Start building credit by keeping your balance low and paying all your bills on time each month

  • Card Brand

    MasterCard®

  • Credit Recommended

    Fair/Poor

  • Annual Fee

    See Provider Website

  • Monthly Fee

    See Provider Website

  • Regular Purchase APR

    See Provider Website

  • Rewards

    n/a

  • Full Details

    Card Page

Highlights

  • PREMIER Bankcard credit cards are for building credit.
  • Start building credit by keeping your balance low and paying all your bills on time each month.
  • When you need assistance our award-winning US-based Customer Service agents are there to help.
  • Credit Limit Increase Eligible after 12 months of consistent responsible account management.
  • We report monthly to the Consumer Reporting Agencies to help you build your credit.

Super.com Secured Credit Card

No credit checks. Zero interest.2 & No upfront security deposit3. $5,000 credit utilization boost3

  • Card Brand

    MasterCard®

  • Credit Recommended

    Any Credit Welcome

  • Annual Fee

    n/a

  • Monthly Fee

    n/a

  • Regular Purchase APR

    0.00%2

  • Rewards

    1% cashback on all purchases4

  • Full Details

    Card Page

Highlights

The Super.com Secured Credit Card isn’t just another card, it’s a breakthrough in how people can build credit.

The Super.com Card can help build your credit like a secured card, and gives you real rewards, all with no minimum or upfront deposit.3

Simple. Smart. Rewarding.

  • $5,000 credit utilization boost3
  • 1% cashback on all purchases4
  • Reports to three major credit bureaus
  • No credit check or interest2
  • No upfront security deposit3

No credit checks. Zero interest.2

Traditional secured cards may make you deposit hundreds of dollars just to get started. We think that’s outdated. With Super.com, you keep your cash until you actually spend it.

Get a $5,000 credit utilization boost3

When you open your Super.com Secured Credit Card and enroll in credit reporting, we report a $5,000 credit limit to the major credit bureaus, giving your credit profile a boost.

Get started in 3 easy steps

  • Sign up for your Super+ membership – Access our full suite of credit building products. Cancel anytime.
  • Request your Super.com Secured Credit Card – Our seamless application process only takes a few minutes. No credit checks, no hassle.
  • Enroll in credit reporting

GO2bank™

Overdraft protection up to $300 with opt-in and eligible direct deposit*

  • Card Brand

    Visa®

  • Credit Recommended

    All Credit Types Considered

  • Annual Fee

    $0.00

  • Monthly Fee

    n/a

  • Regular Purchase APR

    n/a

  • Rewards

    Earn up to 7% cash back when you buy eGift Cards in the app

  • Full Details

    Card Page

Highlights

  • Overdraft protection up to $300 with opt-in and eligible direct deposit*
  • No monthly fees with eligible direct deposit, otherwise $5 per month
  • Earn up to 7% cash back when you buy eGift Cards in the app
  • Get your pay up to 2 days early – Get your government benefits up to 4 days early.*
  • High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.*

*Terms and conditions apply. GO2bank™ cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Overdraft fees may apply. Click Apply Now to learn more.

Destiny® Mastercard® with Instant Credit

A guaranteed $700 credit limit to help get your financial goals on track, if approved.

  • Card Brand

    MasterCard®

  • Credit Recommended

    Fair

  • Annual Fee

    $175 the first year; $49 thereafter

  • Monthly Fee

    $0 the first year (billed $0 each month); $150 annually thereafter (billed $12.50 each month)

  • Regular Purchase APR

    35.90%

  • Rewards

    n/a

  • Full Details

    Card Page

  • Rates & Fees

Highlights

  • A guaranteed $700 credit limit to help get your financial goals on track, if approved.
  • Don’t wait for your card to come in the mail. If approved, add your card to your mobile wallet and shop today. See Terms.
  • Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms.
  • Trusted by more than a million customers with reporting to all three major credit bureaus, so you get credit for all of your hard work.
  • No security deposit, just instant purchasing power. See Terms.
  • Zero Fraud Liability – Peace of mind that comes with having a Mastercard.
  • Get the credit you deserve, even with less-than-perfect history.

Indigo® Mastercard® for Less than Perfect Credit

Higher limit than before, still no security deposit required!

  • Card Brand

    MasterCard®

  • Credit Recommended

    Bad/Poor/Fair

  • Annual Fee

    $175 the first year; $49 thereafter

  • Monthly Fee

    $0 the first year (billed $0 each month); $150 annually thereafter (billed $12.50 each month)

  • Regular Purchase APR

    35.9%

  • Rewards

    n/a

  • Full Details

    Card Page

  • Rates & Fees

Highlights

  • Now with higher credit limits
  • Increase your access to available credit
  • Higher limit than before, still no security deposit required!
  • Greater access to credit than before
  • Less than perfect credit is okay
  • Mobile account access at any time
  • Account history is reported to the three major credit bureaus in the U.S.

Current Build Visa® Credit Card

Credit for everyone – Regardless of your credit history!

  • Card Brand

    Other

  • Credit Recommended

    No to Good Credit

  • Annual Fee

    $0.00

  • Monthly Fee

    N/A

  • Regular Purchase APR

    0.00%

  • Rewards

    N/A

  • Full Details

    Card Page

Highlights

  • Credit for everyone – Regardless of your credit history!
  • See an average FICO increase of 81 pts in 6 months
  • Simply open a Current Account and add funds. The amount added then becomes your spending power for the Build Card.
  • No minimum security deposit required.
  • Reports monthly to all three major credit bureaus.
  • View Product Disclosures

Reflex® Platinum Mastercard®

Up to $1,000 credit limit doubles up to $2,000*

  • Card Brand

    MasterCard®

  • Credit Recommended

    Bad/Fair

  • Annual Fee

    $75 introductory fee for the first year, then $99 thereafter Credit Limit of $500, $750, or $1,000: $125 annually

  • Monthly Fee

    N/A

  • Regular Purchase APR

    35.90% Fixed

  • Rewards

    n/a

  • Full Details

    Card Page

Highlights

  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • Initial Credit Limit of $300 – $1,000* (subject to available credit)
  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required
  • Mastercard Zero Liability Protection (subject to Mastercard guidelines)

* Simply make at least your first six monthly minimum payments on time and your initial Credit Limit up to $1,000 doubles up to $2,000.

Milestone® Mastercard®

Greater access to credit than before - $700 credit limit

  • Card Brand

    MasterCard®

  • Credit Recommended

    Fair/Good

  • Annual Fee

    See Terms

  • Monthly Fee

    See Terms

  • Regular Purchase APR

    See Terms

  • Rewards

    n/a

  • Full Details

    Card Page

  • Rates & Fees

Highlights

  • Greater access to credit than before – $700 credit limit
  • Get a Mastercard accepted online, in store and in app
  • Account history is reported to the three major credit bureaus in the U.S.
  • $0 liability for unauthorized use
  • Access your account online or from your mobile device 24/7

FreeCash

Make Money & Earn Rewards today with Freecash!

  • Card Brand

    Other

  • Credit Recommended

    Any Credit Welcome

  • Annual Fee

    $0.00

  • Monthly Fee

    N/A

  • Regular Purchase APR

    0.00%

  • Rewards

    n/a

  • Full Details

    Card Page

Highlights

Play casual games and complete surveys for money with Freecash! Freecash is an easy-to-use game rewards app that lets you play games, win prizes, and earn rewards like gift cards, and more. Play casual games you love. take surveys, make money, and earn cash rewards all in one app with Freecash.

With Freecash you can make money by earning Amazon gift cards, and more just by completing surveys or playing your favorite casual games. Best of all, the average Freecash user can earn around $17.53 per day with a first coin cash out after only 17 minutes and 16 seconds of playing. Prize play and epic game rewards are right around the corner when you sign up for Freecash!