High Limit Credit Cards
With a high limit credit card, you can make large purchases confidently, knowing your pre-approved limit will be available when you need it. Some cards offer introductory credit limits up to $10,000, with the potential to increase your limit over time. When looking for a high limit credit card, seek one that offers the best features, such as cash back and rewards. The most popular cards provide 1% on all purchases and up to 3% on purchases in specific categories. Below, we’ve compiled a list of the best high limit credit card offers, along with their key features and benefits. Please note that high credit limits are based on impeccable credit profiles and/or having a good to excellent credit standing.
Upgrade Life Rewards Visa®
$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*
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Card Brand
Visa®
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Credit Recommended
Good/Excellent
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Annual Fee
$0.00
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Regular Purchase APR
14.99% -29.99%
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Rewards
3% Cash Back on payments for Gas, Grocery, Health, Streaming, and Utility categories , 1% cash back on everything else (Target and Walmart earn 1%)
- Full Details
Highlights
- $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*
- 3% Cash Back on payments for Gas, Grocery, Health, Streaming, and Utility categories , 1% cash back on everything else (Target and Walmart earn 1%)
- Pay your balance in full early each month and avoid interest with EarlyPay**
- Combine the flexibility of a credit card with the predictability of a personal loan
- No annual fee
- No touch payments with contactless technology built in
- See if you qualify in minutes without hurting your credit score
- Great for large purchases with predictable payments you can budget for
- Mobile app to access your account anytime, anywhere
* To qualify for the welcome bonus, you must open and fund a new Rewards Checking Plus account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Plus account within 60 days of the date the Rewards Checking Plus account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Plus account as part of this application process, you are not eligible for this welcome bonus offer. Your Upgrade Card and Rewards Checking Plus account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade Visa® Debit Card Agreement and Disclosures for more information. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Plus account as a one-time payout credit within 60 days after meeting the conditions.
State Exclusions: DC, IA, WV, WI
Link to Rates and Terms: