Cards from Chime

Chime was founded on the belief that basic banking services should be straightforward, beneficial, and aligned with the success of its members, not at their expense. Chime’s approach avoids fees like overdraft charges, monthly service fees, and minimum balance requirements. By partnering with local banks, Chime aims to develop financial products that prioritize member needs, creating a more competitive market with affordable and improved alternatives for everyday Americans underserved by traditional banks. Chime’s efforts promote progress, inclusivity, and accessibility across the industry.

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Chime Secured Credit Builder Visa® Credit Card

No Credit Check to Apply

  • Card Brand

    Visa®

  • Credit Recommended

    Any Credit Welcome

  • Annual Fee

    $0.00

  • Regular Purchase APR

    0%

  • Rewards

    n/a

  • Full Details

    Card Page

Highlights

Introducing Credit Builder (effective 10/28/24, members can apply for Credit Builder without $200+ direct deposit requirement):

To apply for Credit Builder, you must have an active Chime® Checking Account.

  • Credit Builder is a secured credit card
  • No credit check to apply
  • No annual fees
  • No minimum security deposit*
  • Limit risk of overspending

 

Eligibility Requirements

  • 1. “Apply” for the Credit Builder Card
  • 2. Chime Checking Account required to apply

 

Build Credit History

  • Help increase your credit scores/FICO® Score by an average of 30 points¹
  • Build credit history
  • A better way to build credit
  • Meet Credit Builder, a brand new way to build credit
  • Using Credit Builder can build your credit history
  • Start building credit history with money you’ve set aside

 

Safer Credit Building

  • Turn on Safer Credit Building* to automatically pay your balance in full each month
  • Your balance will be automatically paid on time², every month

 

The secured Chime Credit Builder Visa® Credit Card is issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see the back of your card for its issuing bank.

Card Details Page