Credit Card Details
Destiny® Mastercard® with Instant Credit
A guaranteed $700 credit limit to help get your financial goals on track, if approved.
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Card Brand
MasterCard®
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Credit Recommended
Fair
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Regular Purchase APR
35.90%
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Annual Fee
$175 the first year; $49 thereafter
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Rewards
n/a
Highlights
- A guaranteed $700 credit limit to help get your financial goals on track, if approved.
- Don’t wait for your card to come in the mail. If approved, add your card to your mobile wallet and shop today. See Terms.
- Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms.
- Trusted by more than a million customers with reporting to all three major credit bureaus, so you get credit for all of your hard work.
- No security deposit, just instant purchasing power. See Terms.
- Zero Fraud Liability – Peace of mind that comes with having a Mastercard.
- Get the credit you deserve, even with less-than-perfect history.
Additional Info
- Credit Limit: $700
- Regular APR: 35.90%
- Monthly Fee: $0 the first year (billed $0 each month); $150 annually thereafter (billed $12.50 each month)
- Cash Advance APR: 35.90%
- Cash Advance Fee: $5 or 5% of the amount of each transaction, whichever is greater (not to exceed $100 )
- Credit Recommended: Fair
- Annual Fee: $175 the first year; $49 thereafter
- Brand Name: Mastercard
- Foreign Trans Fee: 1% of each transaction in U.S. dollars.
- Late Payment Fee: Up to $40
- Minimum Credit Score: 500
- Penalty APR: See Terms
Specifications
Rewards | n/a |
---|---|
Intro (Purchases) | n/a |
Intro (Transfers) | n/a |
Regular APR | 35.90% |
Annual Fee | $175 the first year; $49 thereafter |
Credit Recommended | Fair |
Cash Advance APR | 35.90% |
Cash Advance Fee | $5 or 5% of the amount of each transaction, whichever is greater (not to exceed $100 ) |
Cash Grace Period | See terms |
Late Payment Fee | Up to $40 |
Overlimit Fee | See terms |
Return Check Fee | See terms |
Foreign Trans Fee | 1% of each transaction in U.S. dollars. |
Balance Transfer Fee | See terms |
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