Highlights

Firstcard® Secured Credit Builder Card helps everyone build credit no matter who they are, where they are from, or their credit history.

BUILD YOUR CREDIT SCORE EARLY AND SAFELY

• Build your credit score every time you spend
• Accepts immigrants, international students, foreigners, and non-US citizens without an SSN¹– apply with a passport
• No credit check or hard inquiry
• No overspending
• No interest, overdraft fee, late payment fee, or account minimum requirement
• We can approve your credit card application regardless of your credit history¹
• We report to all 3 major credit bureaus: TransUnion®, Equifax® and Experian®
• Applying for Firstcard does not impact your credit score

Additional Info

EARN CASHBACK² EVERY TIME YOU SPEND

• Earn up to 15% Merchant Cashback at 29,000 partner merchants
• Earn up to 10% Random Cashback on all qualifying purchases
• Get an additional 1% cashback on all qualifying purchases with Firstcard+³

GROW YOUR MONEY OVER TIME

• Firstcard Standard members can earn 0.75% Annual Percentage Yield⁴ (APY)
• Firstcard+ members can earn 2.00% APY
• Firstcard Premium members can earn 4.00% APY

(The national average interest rate on savings accounts is 0.45% APY⁵)

EQUAL ACCESS FOR EVERYONE

• Accept immigrants, international students, foreigners, and non-US citizens without an SSN¹
• Have no credit score or low credit score? No problem. We can approve your credit card application regardless of your credit history.

SECURITY AND SUPPORT YOU CAN TRUST

• Your money is FDIC-insured up to $250,000 through Regent Bank, member FDIC.
• The Firstcard credit card is issued pursuant to a license from Mastercard® International Inc.
• Our team is based in the US and we are headquartered in Silicon Valley.

Specifications

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