Credit Card Details

FIT™ Platinum Mastercard®

Fast & Easy Application; Results Online in Seconds

  • Card Brand

    MasterCard®

  • Credit Recommended

    Bad/Fair

  • Regular Purchase APR

    35.90% Fixed

  • Annual Fee

    $0 introductory fee for the first year, then $150 thereafter (billed $12.50 per month).

  • Monthly Fee

    N/A

  • Rewards

    n/a

Highlights

  • $400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)
  • All credit types welcome to apply
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $400.00* (Subject to available credit)
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
  • Checking Account Required
  • Mastercard Zero Liability Protection (subject to Mastercard guidelines)

Additional Info

  • Purchase Intro APR : N/A
  • Annual Fee: $99 introductory fee for the first year, then $125 thereafter
  • Balance Transfers Intro APR : N/A
  • Credit Needed: Bad/Fair
  • Regular APR: 35.90% Fixed
  • Processing Fee: $95 (one-time fee)
  • Monthly Servicing Fee: $0 introductory fee for the first year, then $150 thereafter (billed $12.50 per month).
  • Cash Advance APR: $0 introductory fee for the first year, then either $10 or 3% of the amount of each Cash Advance, whichever is greater.
  • Foreign Transaction Fee : $0 introductory fee for the first year, then 3% of each transaction in U.S. dollars.
  • Late Payment : Up to $41
  • Returned Payment : Up to $41

Specifications

Rewards n/a
Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR 35.90% Fixed
Annual Fee $0 introductory fee for the first year, then $150 thereafter (billed $12.50 per month).
Monthly Fee N/A
Credit Recommended Bad/Fair
Cash Advance APR $0 introductory fee for the first year, then either $10 or 3% of the amount of each Cash Advance, whichever is greater.
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee Up to $41
Overlimit Fee n/a
Return Check Fee Up to $41
Foreign Trans Fee n/a
Balance Transfer Fee n/a

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