Highlights

• New feature! Earn up to 10% cash back* on everyday purchases
• No credit check to apply. Zero credit risk to apply!
• Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
• Get free monthly access to your FICO score in our mobile application
• Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
• Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
• Fund your card with a low $200 refundable security deposit to get a $200 credit line
• Apply in less than 5 minutes with our mobile first application
• Choose the due date that fits your schedule with flexible payment dates
• Fund your security deposit over 60 days with the option to make partial payments
• Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
• *See Rewards Terms and Conditions for more information

Additional Info

• Regular APR: 24.89% (variable)
• Annual Fee: $35
• Credit Line: $200-$3000 at time of application
• Credit Recommended: No credit, Poor, Fair
• Late Payment Fee: Up to $41
• Cash Advance APR: 24.89% (variable)
• Penalty APR: None
• Rewards Rate: Up to 10% cash back rewards

Specifications

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