Highlights

• See if you are Pre-Approved with no impact to your credit score
• 3% cash back at gas and EV charging stations, grocery stores and drugstores
• 1% cash back on all other purchases
• No expiration dates and no limit to how much you can earn
• No annual fee
• Automatic review for credit line increase in as little as 6 months
• No surprise fees: No over-the-limit, no returned payment and no foreign transaction fees. Plus, no rate hike for making a late payment
• Zero Fraud Liability

Additional Info

• Regular APR: 23.99%-29.99% (Variable)
• Annual Fee: $0
• Cash Advance APR: 23.99%-29.99% (Variable)
• Cash Advance Fee: Either $10 or 5% of the amount of each Cash Advance, whichever is greater.
• Late Payment Fee: Up to $40
• Return Payment Fee: None
• Foreign Trans Fee: None
• Card Brand: Mastercard®
• Credit Recommended: Bad/Fair/Good
• Intro (Purchases): N/A
• Intro (Balance Transfers): See website for Details*
• Intro Transfer APR: N/A
• Intro Transfer APR Period: N/A
• Rewards Rate: 1%-3% cash back
• Balance Transfer APR: 23.99%-29.99% (Variable)
• Balance Transfer Fee: $5 or 4% of the amount of each Balance Transfer, whichever is greater.
• Penalty APR: None
• Issuer: Merrick Bank

Specifications

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