Cards from Pinnacle Bank

Pinnacle Bank is the issuing bank for the First Progress secured credit card lineup, designed to help consumers establish or rebuild their credit with a simple, deposit-backed approach. These cards offer an accessible entry point for individuals with less-than-perfect credit, featuring straightforward approval requirements and monthly reporting to all three major credit bureaus. By promoting responsible usage and on-time payments, Pinnacle Bank provides a reliable pathway toward improved credit standing. Below, we break down some of the most popular First Progress credit card options to help you find the right fit.

First Progress Select Secured Mastercard®

Apply with no impact to your credit!2

  • Card Brand

    MasterCard®

  • Credit Recommended

    Poor/Limited/No Credit

  • Annual Fee

    $49

  • Monthly Fee

    n/a

  • Regular Purchase APR

    17.49% (variable)

  • Rewards

    Up To 10% Cash Back on Purchases + 1% on Payments^^

  • Full Details

    Card Page

Highlights

  • Earn Up To 10% Cash Back on everyday shopping with your First Progress Card, plus another 1% back on payments!^^
  • Apply with no impact to your credit!2
  • The first step to rebuilding your credit starts with just $200!¹
  • Choose the First Progress Select Card for a lower annual fee!
  • All credit types welcome to apply!
  • Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.¹
  • ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
  • 2We may pull a soft inquiry of your credit. Soft inquiries do not impact your credit score.
  • ^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Progress Rewards Program Terms & Conditions for details.
  • *See Important Disclosures for complete offer details

First Progress Prestige Secured Mastercard®

Apply with no impact to your credit!2

  • Card Brand

    MasterCard®

  • Credit Recommended

    Poor/Limited/No Credit

  • Annual Fee

    $49

  • Monthly Fee

    n/a

  • Regular Purchase APR

    13.49% (variable)

  • Rewards

    Up To 10% Cash Back on Purchases + 1% on Payments^^

  • Full Details

    Card Page

Highlights

  • Now offering Up To 10% Cash Back at select merchants with First Progress! Plus, 1% back when you make payments!^^
  • A $200 refundable deposit is your first step toward better credit!
  • Apply with no impact to your credit!2
  • Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.¹
  • All credit types welcome to apply!
  • ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
  • 2We may pull a soft inquiry of your credit. Soft inquiries do not impact your credit score.
  • ^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Progress Rewards Program Terms & Conditions for details.
  • *See Important Disclosures for complete offer details