Prepaid & Debit Cards
Check out our Top 10 Best Rated Prepaid & Debit Card Programs. The application process for these cards is very fast, safe, and secure. Many of these cards do not require a credit check or minimum balance. Unlike standard credit cards, prepaid and debit cards allow you to spend money that you have loaded onto the card in advance. This gives you the ability to shop and pay bills online easily. An even greater advantage is the direct deposit option that some of these cards offer, eliminating frustrating check cashing fees. Let’s get started below.
APPLY NOWGO2bank
Get your pay up to 2 days early - Get your government benefits up to 4 days early.*
- Card Brand
Visa®
- Credit Recommended
All Credit Types Considered
- Annual Fee
No monthly fees with eligible direct deposit, otherwise $5 per month
- Regular Purchase APR
n/a
- Rewards
Earn up to 7% cash back when you buy eGift Cards in the app
- Full Details
Highlights
- Overdraft protection up to $200 with opt-in and eligible direct deposit*
- No monthly fees with eligible direct deposit, otherwise $5 per month
- Earn up to 7% cash back when you buy eGift Cards in the app
- Get your pay up to 2 days early – Get your government benefits up to 4 days early.*
- High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.*
*Terms and conditions apply. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Overdraft fees may apply. Click Apply Now to learn more.
Chime Secured Credit Builder Visa® Credit Card
No Credit Check to Apply
- Card Brand
Visa®
- Credit Recommended
Any Credit Welcome
- Annual Fee
$0.00
- Regular Purchase APR
0%
- Rewards
n/a
- Full Details
Highlights
Introducing Credit Builder (effective 10/28/24, members can apply for Credit Builder without $200+ direct deposit requirement):
To apply for Credit Builder, you must have an active Chime® Checking Account.
- Credit Builder is a secured credit card
- No credit check to apply
- No annual fees
- No minimum security deposit*
- Limit risk of overspending
Eligibility Requirements
- 1. “Apply” for the Credit Builder Card
- 2. Chime Checking Account required to apply
Build Credit History
- Help increase your credit scores/FICO® Score by an average of 30 points¹
- Build credit history
- A better way to build credit
- Meet Credit Builder, a brand new way to build credit
- Using Credit Builder can build your credit history
- Start building credit history with money you’ve set aside
Safer Credit Building
- Turn on Safer Credit Building* to automatically pay your balance in full each month
- Your balance will be automatically paid on time², every month
The secured Chime Credit Builder Visa® Credit Card is issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see the back of your card for its issuing bank.
NetSpend® Visa® Prepaid Card
With Direct Deposit, you can get paid faster than a paper check
- Card Brand
Visa®
- Credit Recommended
Any Credit Welcome
- Annual Fee
Variable Monthly Fee
- Regular Purchase APR
0.00%
- Rewards
n/a
- Full Details
Highlights
- With Direct Deposit, you can get paid faster than a paper check.
- No late fees or interest charges because this is not a credit card.
- Use the Netspend Mobile App to manage your Card Account on the go and enroll to get text messages or email alerts (Message & data rates may apply).
- Card use is subject to activation and ID verification. Terms and Costs apply.
- Card issued by MetaBank® N.A., Member FDIC. Card may be used everywhere Visa debit card is accepted.
- See additional Netspend® Visa® Prepaid Card details by clicking Apply Now