Prepaid & Debit Cards
Check out our Top 10 Best Rated Prepaid & Debit Card Programs. The application process for these cards is very fast, safe, and secure. Many of these cards do not require a credit check or minimum balance. Unlike standard credit cards, prepaid and debit cards allow you to spend money that you have loaded onto the card in advance. This gives you the ability to shop and pay bills online easily. An even greater advantage is the direct deposit option that some of these cards offer, eliminating frustrating check cashing fees. Let’s get started below.
Walmart MoneyCard®
Get peace of mind with three coverage levels, up to $300, for purchase transactions with opt-in & eligible direct deposit.*
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Card Brand
MasterCard
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Credit Recommended
Any Credit Welcome
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Annual Fee
n/a
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Monthly Fee
N/A
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Regular Purchase APR
n/a
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Rewards
n/a
- Full Details
Highlights
- Waive your monthly fee when you direct deposit $500+ in previous monthly period. Otherwise, $5.94 a month.*
- Earn 3% cash back at Walmart.com, 2% cash back at Walmart fuel stations, & 1% cash back at Walmart stores, up to $75 each year.*
- Earn 2% interest rate on up to $1,000 balance in your savings account. Plus, get chances to win cash prizes each month!*
- Get peace of mind with three coverage levels, up to $300, for purchase transactions with opt-in & eligible direct deposit.*
*Please see site for full terms and conditions.
GO2bank™
Overdraft protection up to $300 with opt-in and eligible direct deposit*
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Card Brand
Visa®
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Credit Recommended
All Credit Types Considered
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Annual Fee
$0.00
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Monthly Fee
n/a
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Regular Purchase APR
n/a
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Rewards
Earn up to 7% cash back when you buy eGift Cards in the app
- Full Details
Highlights
- Overdraft protection up to $300 with opt-in and eligible direct deposit*
- No monthly fees with eligible direct deposit, otherwise $5 per month
- Earn up to 7% cash back when you buy eGift Cards in the app
- Get your pay up to 2 days early – Get your government benefits up to 4 days early.*
- High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.*
*Terms and conditions apply. GO2bank™ cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Overdraft fees may apply. Click Apply Now to learn more.
Chime Card™
No Credit Check to Apply6
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Card Brand
Visa®
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Credit Recommended
All Credit Welcome
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Annual Fee
N/A
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Monthly Fee
N/A
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Regular Purchase APR
N/A
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Rewards
(1.5% cash back on rotating categories, e.g., gas and groceries) with Chime+ status3
- Full Details
Highlights
The Chime Card™ is a secured credit card designed to help you build credit stress-free while enjoying the benefits of modern, fee-friendly banking8. Whether you’re starting out or rebuilding your credit, the Chime Card™ can give you control of your spending, flexibility in funding, and real rewards—all without the burden of high fees or interest charges1.
To apply for a Chime Card™, Chime® Checking Account is required to apply.
Chime Card™ Key Highlights:
- Cash Back Rewards – Earn 1.5% cash back on rotating categories like gas and groceries with qualifying direct deposit and Chime+ status3.
- Simple Funding Options – Add money quickly via direct deposit, ACH transfer, linked debit card, or fee-free cash deposits at Walgreens and Duane Reade4.
- Wide Access, Zero Stress – Use your card at fee-free in-network ATMs6 and deposit cash without extra charges at approved locations4.
- Credit Building Made Simple – On-time payments may positively impact your FICO® Score. In a recent Experian® study, members who used Chime’s earlier credit builder observed an average FICO® Score 8 increase of 30 points after approximately 8 months5.
- No Credit Check & No Interest – Apply without a credit check, enjoy no interest charges6, and never worry about annual or late fees.
- Your Security Deposit, Your Limit – Spend only what you deposit into your secured account, giving you full control over your available credit7.
Get Started today and take the first step toward building your credit.
GreenFi
Get peace of mind with three coverage levels, up to $300, for purchase transactions with opt-in & eligible direct deposit.*
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Card Brand
MasterCard
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Credit Recommended
Any Credit History
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Annual Fee
0.00
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Monthly Fee
N/A
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Regular Purchase APR
0.00%
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Rewards
Up to 6% Cash Back¹ - Unlimited cash back at over 150 climate-friendly brands in our Green Marketplace.
- Full Details
Highlights
GreenFi helps you save money, earn cash back¹, and plant trees² – all while keeping your money out of fossil fuels. No mandatory fees.³ No greenwashing. Just a better way to bank.
Up to 6% Cash Back¹
Unlimited cash back at over 150 climate-friendly brands in our Green Marketplace.
Earn up to 3.50% APY⁴
Put your money to work with our high-yield savings account. Terms and conditions apply.
Get Paid Early⁵
Your paychecks arrive up to 2 days early when you set up Direct Deposit.
55,000 Fee-Free ATMs
Unlimited withdrawals at over 55,000 Allpoint ATMs worldwide, with cash deposits available at select locations (other account fees apply).
Feature-Packed Mobile App
Manage your finances and measure your environmental impact on the go.
Live Customer Support
Our Support Team is here to help you make the most of your account.
Review Full Terms and Conditions here
NetSpend® Visa® Prepaid Card
With Direct Deposit, you can get paid faster than a paper check
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Card Brand
Visa®
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Credit Recommended
Any Credit Welcome
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Annual Fee
Variable Monthly Fee
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Monthly Fee
N/A
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Regular Purchase APR
0.00%
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Rewards
n/a
- Full Details
Highlights
- With Direct Deposit, you can get paid faster than a paper check.
- No late fees or interest charges because this is not a credit card.
- Use the Netspend Mobile App to manage your Card Account on the go and enroll to get text messages or email alerts (Message & data rates may apply).
- Card use is subject to activation and ID verification. Terms and Costs apply.
- Card issued by MetaBank® N.A., Member FDIC. Card may be used everywhere Visa debit card is accepted.
- See additional Netspend® Visa® Prepaid Card details by clicking Apply Now