Prepaid & Debit Cards
Check out our Top 10 Best Rated Prepaid & Debit Card Programs. The application process for these cards is very fast, safe, and secure. Many of these cards do not require a credit check or minimum balance. Unlike standard credit cards, prepaid and debit cards allow you to spend money that you have loaded onto the card in advance. This gives you the ability to shop and pay bills online easily. An even greater advantage is the direct deposit option that some of these cards offer, eliminating frustrating check cashing fees. Let’s get started below.
APPLY NOWGO2bank
Get your pay up to 2 days early - Get your government benefits up to 4 days early.*
- Card Brand
Visa®
- Credit Recommended
All Credit Types Considered
- Annual Fee
No monthly fees with eligible direct deposit, otherwise $5 per month
- Regular Purchase APR
n/a
- Rewards
Earn up to 7% cash back when you buy eGift Cards in the app
- Full Details
Highlights
- Overdraft protection up to $200 with opt-in and eligible direct deposit*
- No monthly fees with eligible direct deposit, otherwise $5 per month
- Earn up to 7% cash back when you buy eGift Cards in the app
- Get your pay up to 2 days early – Get your government benefits up to 4 days early.*
- High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.*
*Terms and conditions apply. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Overdraft fees may apply. Click Apply Now to learn more.
NetSpend® Visa® Prepaid Card
With Direct Deposit, you can get paid faster than a paper check
- Card Brand
Visa®
- Credit Recommended
Any Credit Welcome
- Annual Fee
Variable Monthly Fee
- Regular Purchase APR
0.00%
- Rewards
n/a
- Full Details
Highlights
- With Direct Deposit, you can get paid faster than a paper check.
- No late fees or interest charges because this is not a credit card.
- Use the Netspend Mobile App to manage your Card Account on the go and enroll to get text messages or email alerts (Message & data rates may apply).
- Card use is subject to activation and ID verification. Terms and Costs apply.
- Card issued by MetaBank® N.A., Member FDIC. Card may be used everywhere Visa debit card is accepted.
- See additional Netspend® Visa® Prepaid Card details by clicking Apply Now
Walmart MoneyCard®
Get peace of mind with three coverage levels, up to $200, for purchase transactions with opt-in & eligible direct deposit.*
- Card Brand
MasterCard®
- Credit Recommended
Any Credit Welcome
- Annual Fee
n/a
- Regular Purchase APR
n/a
- Rewards
n/a
- Full Details
Highlights
- Waive your monthly fee when you direct deposit $500+ in previous monthly period. Otherwise, $5.94 a month.*
- Earn 3% cash back at Walmart.com, 2% cash back at Walmart fuel stations, & 1% cash back at Walmart stores, up to $75 each year.*
- Earn 2% interest rate on up to $1,000 balance in your savings account. Plus, get chances to win cash prizes each month!*
- Get peace of mind with three coverage levels, up to $200, for purchase transactions with opt-in & eligible direct deposit.**Please see site for full terms and conditions.