Credit Card Details

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Destiny® Mastercard® – Up to 3% Cashback Rewards

No security deposit required—get started today!

  • Card Brand

    MasterCard

  • Credit Recommended

    Fair

  • Regular Purchase APR

    35.90%

  • Annual Fee

    $175 the first year; $49 thereafter

  • Rewards

    Get 3% Cashback Rewards on your first $5,000 in gas, grocery, restaurant, & mobile phone service purchases and 1% Cashback Rewards on all other purchases

Highlights

  • A rewards card for people with less-than-perfect credit!
  • Fuel your savings! Get 3% Cashback Rewards on your first $5,000 in gas, grocery, restaurant, & mobile phone service purchases!
  • A guaranteed $700 credit limit to help you build access to credit, if approved.
  • With Cashback Rewards, you get to live like an A-lister.
  • Zero Fraud Liability – Peace of mind that comes with having a Mastercard.
  • Join over a million consumers who use the Destiny Mastercard to help build their access to credit.
  • No security deposit required—get started today!

Additional Info

  • Credit Limit: $700
  • Rewards Rate: Get 3% Cashback Rewards on your first $5,000 in gas, grocery, restaurant, & mobile phone service purchases and 1% Cashback Rewards on all other purchases.
  • Regular APR: 35.90%
  • Monthly Fee: $0 the first year (billed $0 each month); $150 annually thereafter (billed $12.50 each month)
  • Cash Advance APR: 35.90%
  • Cash Advance Fee: $5 or 5% of the amount of each transaction, whichever is greater (not to exceed $100 )
  • Credit Recommended: Fair
  • Annual Fee: $175 the first year; $49 thereafter
  • Card Brand: Mastercard
  • Foreign Trans Fee: 1% of each transaction in U.S. dollars
  • Late Payment Fee: Up to $41
  • Minimum Credit Score: 500
  • Penalty APR: See Terms

Specifications

Rewards Get 3% Cashback Rewards on your first $5,000 in gas, grocery, restaurant, & mobile phone service purchases and 1% Cashback Rewards on all other purchases
Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR 35.90%
Annual Fee $175 the first year; $49 thereafter
Credit Recommended Fair
Cash Advance APR 35.90%
Cash Advance Fee $5 or 5% of the amount of each transaction, whichever is greater (not to exceed $100 )
Cash Grace Period See terms
Late Payment Fee Up to $41
Overlimit Fee See terms
Return Check Fee See terms
Foreign Trans Fee 1% of each transaction in U.S. dollars.
Balance Transfer Fee See terms

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