Credit Card Details

First Progress Prestige Secured Mastercard®

Apply with no impact to your credit!2

  • Card Brand

    MasterCard®

  • Credit Recommended

    Poor/Limited/No Credit

  • Regular Purchase APR

    13.49% (variable)

  • Annual Fee

    $49

  • Monthly Fee

    n/a

  • Rewards

    Up To 10% Cash Back on Purchases + 1% on Payments^^

Highlights

  • Now offering Up To 10% Cash Back at select merchants with First Progress! Plus, 1% back when you make payments!^^
  • A $200 refundable deposit is your first step toward better credit!
  • Apply with no impact to your credit!2
  • Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.¹
  • All credit types welcome to apply!
  • ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
  • 2We may pull a soft inquiry of your credit. Soft inquiries do not impact your credit score.
  • ^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Progress Rewards Program Terms & Conditions for details.
  • *See Important Disclosures for complete offer details

Additional Info

  • Rewards Rate: Up To 10% Cash Back on Purchases + 1% on Payments^^
  • Credit Line: Minimum refundable deposit of $200.00 up to $2,000.00*
  • Credit Recommended: Poor/Limited/No Credit
  • Regular APR: 13.49% (V)
  • Cash Advance APR: 22.49% (V)
  • Annual Fee: $49

Specifications

Rewards Up To 10% Cash Back on Purchases + 1% on Payments^^
Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR 13.49% (variable)
Annual Fee $49
Monthly Fee n/a
Credit Recommended Poor/Limited/No Credit
Cash Advance APR 22.49% (variable)
Cash Advance Fee See Website for Details
Cash Grace Period See Website for Details
Late Payment Fee See Website for Details
Overlimit Fee See Website for Details
Return Check Fee See Website for Details
Foreign Trans Fee See Website for Details
Balance Transfer Fee See Website for Details

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