Excellent Credit - Credit Cards
Individuals with excellent credit generally have no difficulty finding a new credit card. However, they may face the challenge of comparing numerous offers to find the best one. Credit cards for those with excellent credit often come with superior benefits, low interest rates, and attractive rewards programs. While you’re well-positioned to secure the ideal credit card, it’s wise to compare multiple offers before making a final choice. To help you with this, we’ve highlighted some of the best credit cards available for individuals with excellent credit.
Fortiva® Cash Back Rewards Mastercard
Up to $1,000 Credit Limit
- Rating
- Credit Recommended
Fair
- Regular Purchase APR
See Issuer Website
- Annual Fee
$85-$175 first year, $229 thereafter
- Updated For
Wed 12 Nov 2025
- Full Details
Experian Credit Match
Get matched to credit cards based on your credit profile
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Card Brand
MasterCard
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Credit Recommended
Any Credit Welcome
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Annual Fee
See Terms
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Monthly Fee
N/A
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Regular Purchase APR
See Terms
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Rewards
See Terms
- Full Details
Highlights
Get matched to credit cards based on your credit profile
- Free Experian credit report and FICO® Score* included
- See estimated approval odds for select cards before you apply
- Check if you have pre-approved card offers
See your best matches based on you
- Simply sign in to see the credit cards that best match you
- Compare your best options and make your choice
- We apply your FICO® Score so you can apply with confidence
Destiny® Mastercard® – Up to 3% Cashback Rewards
No security deposit required—get started today!
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Card Brand
MasterCard
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Credit Recommended
Fair
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Annual Fee
$175 the first year; $49 thereafter
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Monthly Fee
$0 the first year (billed $0 each month); $150 annually thereafter (billed $12.50 each month)
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Regular Purchase APR
35.90%
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Rewards
Get 3% Cashback Rewards on your first $5,000 in gas, grocery, restaurant, & mobile phone service purchases and 1% Cashback Rewards on all other purchases
- Full Details
- Rates & Fees
Highlights
- A rewards card for people with less-than-perfect credit!
- Fuel your savings! Get 3% Cashback Rewards on your first $5,000 in gas, grocery, restaurant, & mobile phone service purchases!
- A guaranteed $700 credit limit to help you build access to credit, if approved.
- With Cashback Rewards, you get to live like an A-lister.
- Zero Fraud Liability – Peace of mind that comes with having a Mastercard.
- Join over a million consumers who use the Destiny Mastercard to help build their access to credit.
- No security deposit required—get started today!
Aspire® Cash Back Rewards Mastercard
Up to $1,000 credit limit subject to credit approval
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Card Brand
MasterCard
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Credit Recommended
Fair
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Annual Fee
$85-$175 first year, $229 thereafter
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Monthly Fee
N/A
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Regular Purchase APR
36% Fixed
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Rewards
Earn Cash Back Rewards* – 3% on Eligible Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
- Full Details
Highlights
- Earn Cash Back Rewards* – 3% on Eligible Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
- Up to $1,000 credit limit subject to credit approval
- Prequalify** without affecting your credit score
- No security deposit
- Free Access to your Credit Score†
*See Program Terms for important information about the cash back rewards program.
** Prequalify means that you authorize us to make a soft inquiry into your credit history (that will not affect your credit) to create an offer. If you accept an offer a hard inquiry will be made. Final approval is not guaranteed if you do not meet all applicable criteria (including adequate proof of ability to repay). Income verification through access to your bank account information may be required.
† Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.
Milestone® Mastercard® – 1.5% Cashback Rewards
Unlimited 1.5% Cashback Rewards earned on every purchase
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Card Brand
MasterCard
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Credit Recommended
Fair
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Annual Fee
$175 the first year; $49 thereafter
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Monthly Fee
$0 the first year (billed $0 each month); $150 annually thereafter (billed $12.50 each month)
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Regular Purchase APR
See Terms
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Rewards
Unlimited 1.5% Cashback Rewards earned on every purchase
- Full Details
- Rates & Fees
Highlights
- Turn everyday purchases into 1.5% Cashback Rewards!
- A guaranteed $700 credit limit to help get your financial goals on track, if approved.
- Apply with Confidence! No Impact to your credit score if you cannot be approved. See terms.
- No upfront security deposit required so you can keep more money in your pocket.
- Join over a million consumers who are working on building their access to credit.
- Zero Fraud Liability – Peace of mind that comes with having a Mastercard.
- A rewards card for people with less than perfect credit!
