Poor Credit - Credit Cards
A poor credit score doesn’t have to be an obstacle in your journey towards financial stability. Various options are available to help you rebuild your credit, including credit cards designed specifically for people with poor credit. Many issuers recognize the value of this financial tool in helping individuals get back on track and offer cards tailored to those with poor credit. Check out the offers detailed below if you need a credit card to improve your financial situation. This will help you select the offer that best fits your needs and get started on the path to financial recovery.
Experian CreditMatch™
Get Personalized Credit Card Offers Based on Your Credit Profile from Experian®. 100% Free!
- Rating
- Credit Recommended
Any Credit Welcome
- Regular Purchase APR
See Issuer Website
- Annual Fee
See Terms
- Updated For
Fri 20 Dec 2024
- Full Details
GO2bank
Get your pay up to 2 days early - Get your government benefits up to 4 days early.*
- Card Brand
Visa®
- Credit Recommended
All Credit Types Considered
- Annual Fee
No monthly fees with eligible direct deposit, otherwise $5 per month
- Regular Purchase APR
n/a
- Rewards
Earn up to 7% cash back when you buy eGift Cards in the app
- Full Details
Highlights
- Overdraft protection up to $200 with opt-in and eligible direct deposit*
- No monthly fees with eligible direct deposit, otherwise $5 per month
- Earn up to 7% cash back when you buy eGift Cards in the app
- Get your pay up to 2 days early – Get your government benefits up to 4 days early.*
- High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.*
*Terms and conditions apply. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Overdraft fees may apply. Click Apply Now to learn more.
PREMIER Bankcard® Mastercard® Credit Card
Start building credit by keeping your balance low and paying all your bills on time each month
- Card Brand
MasterCard®
- Credit Recommended
Fair/Poor
- Annual Fee
See Terms
- Regular Purchase APR
See Terms
- Rewards
n/a
- Full Details
Highlights
- PREMIER Bankcard credit cards are for building credit.
- Start building credit by keeping your balance low and paying all your bills on time each month.
- When you need assistance our award-winning US-based Customer Service agents are there to help.
- Credit Limit Increase Eligible after 12 months of consistent responsible account management.
- We report monthly to the Consumer Reporting Agencies to help you build your credit.
the secured Self Visa® Credit Card
Reports to all 3 credit bureaus. No hard credit pull and no credit history required
- Card Brand
Visa®
- Credit Recommended
No Credit, New to Credit, Limited Credit, Bad, Poor
- Annual Fee
$25
- Regular Purchase APR
28.49% Variable
- Rewards
n/a
- Full Details
Highlights
The secured Self Visa® Credit Card¹ is designed to help you build or rebuild your credit with confidence. No credit check or score required.
- The secured Self Visa® Credit Card is a low annual fee credit card that helps you build your credit when used responsibly.
- Unlike a debit card, it reports your payment history to all 3 major credit bureaus, helping you build credit history.
- Use your card anywhere Visa® is accepted in the US.
- A $100 minimum security deposit is required². Once approved, your credit limit will be equal to your security deposit.
- Get help staying on track with Autopay and account alerts.
- Manage your account 24/7 online, by phone, or in our mobile app.
PREMIER Bankcard® Grey Credit Card
Pre-qualify with no impact to your credit score
- Card Brand
MasterCard®
- Credit Recommended
Fair/Poor
- Annual Fee
See Provider Website
- Regular Purchase APR
See Provider Website
- Rewards
n/a
- Full Details
Highlights
- Pre-qualify with no impact to your credit score
- Helping people build credit is our first priority – start your credit-building journey today.
- Start building credit by keeping your balance low and paying all your bills on time each month.
- We report monthly to the Consumer Reporting Agencies to help you build your credit.
- Award-winning, U.S.-based customer service
Ava
NO CREDIT CHECK REQUIRED, and approval is guaranteed when you connect a valid bank account and pass identity checks.
- Card Brand
MasterCard®
- Credit Recommended
Any Credit Welcome
- Annual Fee
$0.00
- Regular Purchase APR
0% interest
- Rewards
n/a
- Full Details
Highlights
Unlock a better financial future with Ava – an easy and effective way to build positive credit history, which can help build your credit score. You may see improvements in as little as two weeks, with 90% of credit score factors positively impacted by our approach. A prime (700+) score may finally be attainable.
With Ava, you can expect:
- No hidden fees
- 0% interest
- Instant account set up with no credit check
- $0.00 deposit/collateral required
Indigo® Mastercard® for Less than Perfect Credit
Higher limit than before, still no security deposit required!
- Card Brand
MasterCard®
- Credit Recommended
Bad/Poor/Fair
- Annual Fee
See Terms
- Regular Purchase APR
35.9%
- Rewards
n/a
- Full Details
Highlights
- Now with higher credit limits
- Increase your access to available credit
- Higher limit than before, still no security deposit required!
- Greater access to credit than before
- Less than perfect credit is okay
- Mobile account access at any time
- Account history is reported to the three major credit bureaus in the U.S.
Current Build Visa® Credit Card
Credit for everyone - Regardless of your credit history!
- Card Brand
Other
- Credit Recommended
No to Good Credit
- Annual Fee
$0.00
- Regular Purchase APR
0.00%
- Rewards
Grow your savings - Earn up to a 4.00% Bonus on Savings Pods
- Full Details
Highlights
- Credit for everyone – Regardless of your credit history!
- Get paid up to 2 days faster – Using Direct Deposit.
- Build credit not debt.
- Grow your savings – Earn up to a 4.00% Bonus on Savings Pods
MAGNUM – Credit Builder Account
No credit history needed; no hard check required
- Card Brand
Other
- Credit Recommended
All Credit Types Considered
- Annual Fee
$0.00
- Regular Purchase APR
0.00%
- Rewards
n/a
- Full Details
Highlights
- Get up to a +86 average* FICO® Score increase on autopilot
- Largest credit builder in the nation
- Build from $2,000 up to $30,000 of credit history starting at low monthly payments
- Great if you want to access premium CCs & higher credit limits
- No credit history needed; no hard check required
- No prepayment or early cancellation fees
*Individual results may vary, terms and conditions may apply.
Arro Card
All credit types accepted
- Card Brand
MasterCard®
- Credit Recommended
All Credit Types Accepted
- Annual Fee
$3/month; $1/month for the 1st year
- Regular Purchase APR
16% Variable
- Rewards
n/a
- Full Details
Highlights
- All credit types accepted.
- Arro’s soft credit pull does not impact your credit score.
- Through in-app personal finance activities, members receive real time credit limit increases and other rewards.
- Opportunities to decrease your interest rate.
- Use your Arro Card anywhere Mastercard is accepted.
- Application takes as little as 5 minutes.
PREMIER Bankcard® Mastercard® Credit Card
Pre-qualify with no impact to your credit score
- Card Brand
MasterCard®
- Credit Recommended
Fair/Poor
- Annual Fee
See Terms
- Regular Purchase APR
See Terms
- Rewards
n/a
- Full Details
Highlights
- Pre-qualify with no impact to your credit score.
- Don’t let a low credit score stop you from pre-qualifying – we’ve helped millions build credit, now it’s your turn.
- Start building credit by keeping your balance low and paying all your bills on time each month.
- Our mobile app helps you keep track of your spending and payments for greater financial control.
- When you need assistance our award-winning US-based Customer Service agents are there to help.
Destiny Mastercard®
Less than perfect credit is okay, even with a prior bankruptcy!
- Card Brand
MasterCard®
- Credit Recommended
Poor to Good
- Annual Fee
See Terms
- Regular Purchase APR
See Terms
- Rewards
n/a
- Full Details
Highlights
- All the benefits of a Mastercard, without a security deposit
- 24/7 access to your account, even on mobile!
- Reports to all three major credit bureaus
- Less than perfect credit is okay, even with a prior bankruptcy!
Net First Platinum
$750.00 Line of Credit*
- Card Brand
Other
- Credit Recommended
Damaged credit to Fair credit
- Annual Fee
See Terms
- Regular Purchase APR
0.00%
- Rewards
n/a
- Full Details
Highlights
The Net First Platinum card could be the perfect card for you.
Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $750 credit line (Usable only at TheHorizonOutlet.com) could be available to you faster than you ever thought possible.
- No Employment or Credit Check
- Bad Credit, No Credit – OK
- Always 0.0% APR
- Fast Online Applications
*See Card for Details
PREMIER Bankcard® Gold Credit Card
Don’t let a low credit score stop you from pre-qualifying — second chances are our first priority
- Card Brand
MasterCard®
- Credit Recommended
Fair/Poor
- Annual Fee
See Terms
- Regular Purchase APR
See Terms
- Rewards
n/a
- Full Details
Highlights
- Don’t let a low credit score stop you from pre-qualifying — second chances are our first priority.
- PREMIER Bankcard credit cards are made for people with less-than-perfect credit.
- Credit limit increase eligible after 12 months of consistent responsible account management.
- We’ll provide you a manageable credit limit and manageable payments meant to help you stick to your budget.
- Award-winning, U.S.-based customer service
Freedom Gold Card
Instant Approval*
- Card Brand
Other
- Credit Recommended
Damaged credit to fair credit
- Annual Fee
See Terms
- Regular Purchase APR
0.00%
- Rewards
n/a
- Full Details
Highlights
You are pre-approved for a $750 unsecured credit line (Usable only at TheHorizonOutlet.com) with the Freedom Gold Card! Sign up now, our application process is fast and easy.
- $750 Unsecured Credit Limit (Usable only at TheHorizonOutlet.com)
- Instant Approval*
- No Credit Check
- No Employment Check
- Fast online application
- Bad Credit – OK
*See site for details